RANCHO CUCAMONGA, CA – DECEMBER 16: Storm clouds hover near unfinished home lots during a break between storms after the dwindling new home sales market brought construction to a halt at a new home development December 16, 2008 in Rancho Cucamonga, California. Home construction took its biggest dive in 24 years in November to reach a record low. After dropping 6.4% in October, housing starts plummeted 18.9 percent, far more than Wall Street analysts expected. (Photo by David McNew/Getty Images)
